Step Four in Building a Church
Step Four: Financing
“Let no debt remain outstanding, except the continuing debt to love one another…” Romans 13:8
Over the years I have assisted many churches in securing the funds required to complete their building plans. Extended experience has convinced me that, when the question of financing methodology arises, congregations will hold tightly to either one or the other of two opposing viewpoints.
One viewpoint is that “money should not be borrowed, for any reason”. They argue that church-building and all other forms of expanded ministries, when truly blessed by God, will be paid from cash in hand, prior to implementation.
Those holding the opposing viewpoint are known to say, “if we’re going to build, we need to secure financing.”
We have assisted independent and denominational churches alike. Some have built for cash and others have used outside financing. I can assure you that God has honored both positions. All have been able to expand their ministry regardless of the methodology they employed.
In the next post we will look at the different financing options.

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